Sunday, August 12, 2007

Identity Theft Part 3


http://www.amazon.com/Street-Journal-Complete-Identity-Guidebook/dp/0307338533



OK, finally I asked a customer in the store I work in where they learned the idiotic practice of not signing their credit/debit cards.or writing "see ID" instead of a signature. The Internet they tell me! Uh Huh.

The number one thing all credit card companies say to prevent fraud and identity theft is , "Sign your cards".........I feel this also needs to be a readable signature, not some flourish that is unreadable like a doctors writing!

Aside from shredding documents, stopping unwanted mail and card offers, how about limiting how many cards you carry?? No one needs 24-36 credit cards!

Oh, and how about stop writing checks? You have a check card, hello? The "float" is over...use a check card dummy! Also, since so many merchants have huge problems with check fraud, many, at least in Colorado Springs, have stopped accepting checks! I can think of no reason to use a check in a retail store.


Most major credit card issuers have "zero liability" for fraudulent purchases....MasterCard, American Express, and Visa! If your card doesn't do this, don't use it!